Your Shanghai Pudong Development Bank Credit Card – SPDB Credit Card - allows you to enjoy a truly modern lifestyle. When using your card within Mainland China, your purchases are billed in RMB. Outside of the Mainland, your purchases will be processed in US dollars. What's more, when you pay for your US dollar balance, you can choose to do so in either RMB or US dollar. |
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You can use your card for purchases at more than 20 million outlets, and do Cash Advance at more than 840,000 ATMs around the world. With your SPDB Credit Card traveling around the globe is a breeze. |
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The SPDB Credit Card is a true credit card, you do not need to make a deposit to the account before making purchases. Simply sign for your purchases or withdraw cash within your Credit Limit, and experience the convenience of a true credit card. |
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Each card is assigned a maximum Credit and Cash Advance Limit. Your Credit Limit Limit is determined based on the personal financial information provided in your application, and is shown on the Card Carrier and on your monthly statements. Feel free to use your card within the Credit Limit. Please note that this limit applies to your card regardless of whether transactions are settled in USD or RMB. Also, principal and supplementary cards share the same limit. |
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Not only will you enjoy a convenient spending lifestyle, you can also benefit from our Interest-free Repayment option. Simply settle your balance in full before the Payment Due Date, and enjoy a maximum Interest-free Repayment Period of 50 days (Cash Advance excluded). Your Payment Dues Dates are shown on your monthly statements. |
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You may choose not to settle your account balance in full. This card offers the advantage of a monthly minimum payment option, allowing you flexibility in managing your funds. (For accounts paying minimum payment, Interest-free Repayment benefits will not apply.) |
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Your Credit Limit reduces as you make purchases and/or Cash Advances, and restores as you repay. You may spend and repay as you wish within your available Credit Limit and minimum payment requirements, thus allowing you to maintain full control over your budget.
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You can do Cash Advance at any Mainland China ATM displaying the “China UnionPay” logo, and at any ATM displaying the VISA logo globally (The Interest-free RepaymentPeriod and minimum payment benefits are not applicable to Cash Advance transactions.)
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Share the benefits of an SPDB Credit Card with family members by giving them a Supplementary Card. Supplementary Card transactions are shown separately on your cardstatement, allowing you to monitor the purchases of each individual card. Principal & Supplementary cards are subject to same Credit Limit of the principal card.
Download a Supplementary Card Application
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