Standard Credit Card Charges
Gold Principal / Supplementary Card Annual Fee
 
RMB360/180
Classic Principal / Supplementary Card Annual Fee
 
RMB180/90
Over Limit Fee (RMB)
 
5% of the amount over the Credit Limit
Late Fee (RMB/USD)
 
5% of the unpaid amount past due
Cash Advance Fee (RMB/USD)
 
3% of the amount with a minimum of RMB30 or USD3
Foreign Transaction Handling Fee (USD)
 

2% of transaction amount (updated by Apr. 1 st 2005)

Dispute Investigation Fee (RMB)
 
RMB50 per incident (Charged only when the cardholder is found to be liable for the transaction under dispute)
Credit Balance Refund Fee
 
RMB50 per Request
Card Replacement Fee (RMB)
 
Classic Card RMB15/Gold Card: Free
ATM Transaction Fee
 
 Free
Direct Debit Authorization Fee
 
 Free
Lost Card Report Handling Fee (RMB)
 
Classic Card RMB60(Card replacement fee of lost card is free )/Gold Card:Free
Emergency Card Delivery Fee
 
 Free
Statement Re-issuance Fee
 
 No charge (for the 3 most recent statements only; earlier statements will be charged at RMB10 each)
Sales Slip Retrieval Fee
 
 RMB30 per Request
PIN Regeneration
 
 Free
   
     
 
Cardholder Agreement Privacy Promise Terms, Conditions, Caveats and Small Print Site Map Contact Us